Our Advisory Process
At Ariston Group, our advisory process is built around understanding your goals, developing tailored strategies, and implementing solutions with precision. Each step is carefully structured to ensure you receive advice that is compliant, transparent, and aligned with your long-term financial objectives.
We believe great advice starts with listening. Our process combines technical expertise with a personalised approach — ensuring every recommendation is carefully researched, clearly explained, and thoughtfully implemented.
From your initial consultation through to ongoing support, we guide you every step of the way.
Ariston Wealth Process
01
Initial Consultation
Your journey begins with an in-depth conversation focused on understanding your current position, future goals, and advice requirements. During this meeting, we provide you with our Financial Services Guide and outline how we work.
Together, we explore potential strategies, complete a preliminary fact find, and determine whether additional specialist providers may support your strategy.
02
Discovery Meeting
The next step involves gathering detailed information to ensure our advice is accurate and tailored. We complete a comprehensive fact finder, review your financial position in greater depth, and formalise the scope of advice. This stage creates the foundation for informed, strategic recommendations.
03
Strategy Development & Research
Our team undertakes rigorous research to design a strategy aligned with your objectives. This includes product comparisons, sourcing quotes, consulting with senior paraplanning specialists, and liaising with insurers or third-party providers where required.
Every recommendation is evaluated to ensure it meets both your needs and regulatory standards.
04
Strategy Discussion & Clarification
Before formalising your advice, we walk you through the proposed strategy to ensure complete understanding and alignment. This collaborative step allows us to refine recommendations, incorporate your feedback, and confirm the direction before preparing your Statement of Advice.
05
Preparing Your Statement of Advice
Your Statement of Advice (SOA) is a detailed document outlining our recommendations and the rationale behind them. It is prepared with full supporting documentation and undergoes internal review and senior oversight to ensure accuracy and quality.
06
Review & Compliance
Before presenting your advice, the strategy is reviewed and approved internally and through dealer group compliance processes. This ensures every recommendation meets professional and regulatory obligations — giving you confidence in the integrity of the advice you receive.
07
Advice Presentation
We present your Statement of Advice in detail, ensuring you fully understand the recommendations, benefits, and considerations. Once you’re comfortable proceeding, we obtain your authority to move forward and complete the necessary documentation.
08
Implementation
With your approval, we begin implementing your strategy — lodging applications, coordinating insurance requirements, and managing any third-party providers involved.
Our team monitors progress closely to ensure a smooth and efficient experience from start to finish.
01
Initial Consultation
Your journey begins with an in-depth conversation focused on understanding your current position, future goals, and lending requirements. During this meeting, we provide you with our Credit Guide and outline how we work.
Together, we explore potential strategies, complete a preliminary fact find, and determine whether additional specialist providers may support your strategy.
02
Discovery Meeting & Document Gathering
The next step involves gathering detailed information to ensure our advice is accurate and tailored. We complete a comprehensive fact finder, review your financial position in greater depth, and formalise the scope of lending.
This stage creates the foundation for informed, strategic recommendations.
03
Strategy Development & Research
Our team undertakes rigorous research to design a strategy aligned with your objectives. This includes product comparisons, sourcing quotes and liaising with third-party providers where required.
Every recommendation is evaluated to ensure it meets both your needs and regulatory standards.
04
Strategy Discussion & Clarification
Before formalising your advice, we walk you through the proposed strategy to ensure complete understanding and alignment. This collaborative step allows us to refine recommendations, incorporate your feedback, and confirm the direction before preparing your final lending application.
05
Lodgement & Pre-Approval
(Conditional Approval)
Your application is prepared with full supporting documentation and undergoes internal review and senior oversight to ensure accuracy and quality before lodgement with the recommended lending provider.
Once the submission of the preliminary application objective, the lender will provide feedback and may issue a conditional approval. This gives you a clear budget and confidence when you are bidding for property or securing new business asset.
06
Formal (Unconditional) Approval:
After your offer is accepted, the lender performs a property or asset valuation and a final credit check. Once satisfied, they issue a formal/unconditional approval.
07
Loan Documents & Signing
The lender sends out the mortgage contract and loan documents. You review and sign these, often with the help of your broker or solicitor.
08
Implementation & Ongoing Support
With your final signed loan documentation, we begin implementing your strategy — lodging documentation & booking in settlement, coordinating with lenders requirements, and managing any third-party providers involved.
Our team monitors progress closely to ensure a smooth and efficient experience from start to finish and provides annual reviews to ensure your rate and loan structure remains competitive.
Ariston Capital Process
Start Your Advice Journey
Book a complimentary Discovery Call to learn how Ariston Group can support you across Wealth, Capital, Property and Legal. There’s no obligation — just an opportunity to gain clarity and expert guidance.
Or submit an enquiry via the contact form. Whether you prefer to meet face-to-face, speak by phone, or connect via virtual conference, our team will be in touch to arrange the most suitable next step.
Information submitted through this form is kept confidential and used only to respond to your enquiry in line with our privacy policy.