Terms of Engagement Polices & Procedures Explore Now Ariston Group – Terms of Engagement Step 1 of 5 20% Terms of Engagement Thank you for the opportunity to provide you with Financial services STORAGE AND SECURITY OF YOUR INFORMATION At Ariston Group, we are committed to protecting your privacy as an online visitor to our website and we will use all reasonable means to protect the confidentiality of your Personal Data while in our possession or control. We will not knowingly share any of your Personal Data with any third party other than our service providers who assist us in providing the information and/or services we are providing to you. To find out more about how we handle the information we collect please view our Privacy PolicyToday's Date*Add the date of your consultation DD slash MM slash YYYY Client 1 - Your Name*Client 1 - Please add your name Prefix Mr.Mrs.MissMs.Dr.Prof.Rev. First Last Client 2 - Your NameClient 2 - Please add your name Prefix Mr.Mrs.MissMs.Dr.Prof.Rev. First Last Your Address*Please add your address Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country AfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBonaire, Sint Eustatius and SabaBosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos IslandsColombiaComorosCongo, Democratic Republic of theCongo, Republic of theCook IslandsCosta RicaCroatiaCubaCuraçaoCyprusCzech RepublicCôte d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatini (Swaziland)EthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard and McDonald IslandsHoly SeeHondurasHong KongHungaryIcelandIndiaIndonesiaIranIraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLao People's Democratic RepublicLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacauMacedoniaMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth KoreaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestine, State ofPanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalPuerto RicoQatarRomaniaRussiaRwandaRéunionSaint BarthélemySaint HelenaSaint Kitts and NevisSaint LuciaSaint MartinSaint Pierre and MiquelonSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint MaartenSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth GeorgiaSouth KoreaSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan Mayen IslandsSwedenSwitzerlandSyriaTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos IslandsTuvaluUS Minor Outlying IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVenezuelaVietnamVirgin Islands, BritishVirgin Islands, U.S.Wallis and FutunaWestern SaharaYemenZambiaZimbabweÅland Islands Client 1 - Email Address*Client 1- Add your preferred email address Enter Email Confirm Email Client 2 - Email AddressClient 2 - Add your preferred email address Enter Email Confirm Email Client 1 - Phone Number*Client 1 - Add your best contact numberClient 2 - Phone NumberClient 2 - Add your best contact numberScope of Services*Thank you for the opportunity to provide you with Financial services. You have engaged us to help with the following matter/s for you: Superannuation Advice Insurance Advice Investment Advice Cashflow and Budgeting Advice Insurance Claims Management Estate and Succession Planning Ongoing Service Administrative Functions New Company New SMSF New Trust Preferred Payment MethodCertain payment method options will be determined by the services you select Superannuation Outside of Super - Credit Card Outside of Super - Direct Debit Terms & Conditions: Please read the following carefully before engaging our services. Scope of Advice and Fee Financial advice can cover a broad range of topics; including but not limited to Cashflow, Risk/Insurance, Investment, Superannuation, Tax planning, Self-Managed Super Funds and Estate Planning. This advice only includes the scope above – if you would like advice within any other areas please let us know. The quoted fee covers this work only and is not an ongoing fee/advice arrangement. If you cancel your insurance within 3 years of it being set-up by us, we may charge you a fee equivalent to the lost commission when it is reversed by your insurer. The fee you are charged may increase if the work is more complex than initially discussed and quoted. Reliance on Information Provided Providing complete and accurate information is important, as it forms the basis of our advice to you. If this is incomplete and/or inaccurate, the advice provided may not be appropriate for you. You confirm any information provided is complete and accurate to the best of your knowledge. Extent of Information Collected We will collect information from you that is reasonably required for the advice and associated matters being provided to you. The amount of information required will be more significant for complex advice matters. You consent to personal; sensitive and health information being collected; and understand the information will be collected, used, stored, disclosed, secured and de-identified or destroyed in line with our Privacy Policy which is available on request or online Tax File Numbers The collection use and disclosure of TFNs are strictly controlled by taxation and superannuation laws and the Privacy Act. Ariston Group is authorised to collect TFN’s under the Income Tax Assessment Act 1997. You are not required to provide us with your TFN, and it is not an offence if you choose not to do so. However, if you do not quote your TFN, or exemption status, withholding tax may be applied to your accounts. Privacy To give appropriate advice we need to collect, use and potentially disclose some of your information to certain third parties such as other staff within our business or our Licensee Cobalt Advisers Pty Ltd. Financial product providers may use the information to decide whether to offer you financial products; there are significant penalties attached to making a false or inaccurate disclosures/claims. Information may be stored with software service providers including Microsoft, Adviser Logic, My Prosperity and our paraplanning services. Conflicts of Interest Currently there are no known conflicts of interest that affect our ability to act for you. Remuneration paid to and from Referral Partners Where Ariston Group receives or pays referral fees to/from other organisations these are outlined in the FSG. Your adviser does not personally receive referral fees as they are banned under the FASEA Code of Ethics which they are bound to. Any fees are also disclosed to you in the advice/strategy document provided by your Advisor. You understand that You are not obligated to take up any combination and/or all the services with Ariston Group, a result of the advice we give to you. Where you elect to take up our advice you do so of sound mind and of your own free will. Either party may terminate the engagement by notifying the other in writing. No refund is payable by Ariston Group once this engagement has commences. Consent to Terms of Engagement*I / We agree to the following: The proposed services and terms provided above and for Robert Anthony, Authorised Representative (AR: 001263723) of Cobalt Advisers (AFSL No. 512550) to commence work for us. Receiving future FSG versions and product offer documents electronically by hyperlink/email or by being shown where they can be accessed on the internet., and using electronic means to provide instructions, agreement and acknowledgements on documents from time to time. Emails sent from my email can be taken as my instructions. Information being disclosed to certain third parties who have referral arrangements with you for the purpose of those third parties providing me, or offering me, their services, such as accounting, legal, tax or other services unless my consent is withdrawn in writing. My personal, sensitive and health information being released to my spouse or partner unless I withdraw my consent in writing. Paying any bill presented to me should I change my mind once you start work or if I cancel any insurance placed through you within 2 years, and your right to request a deposit or the full fee be paid in advance. That we have read your Financial Services Guide (FSG), Schedule of Fees and Terms and Conditions for further information. I/We agree to the Terms of Engagement Superannuation Advice This service covers: • Lost Super Search • Super Research • Super Recommendation via SOA • Implementation Superannuation Advice FeeSuperannuation Fee inclusive of GST (Adviser use only) Payment Method Superannuation Advice*Your chosen payment method for this advice Superannuation Direct Debit Credit Card Insurance Advice This service covers: • Insurance needs analysis • Comparison to your current insurance • Product ProviderRecommendation via SOA • Implementation Payment Method Insurance Advice*Your chosen payment method for this advice Via Product Provider Investment Advice This service covers: • Risk Profile Analysis • Comparison to your current investments • Product Provider recommendation via SOA • Implementation Investment Advice Fee includes GSTInvestment Advice Fee (includes GST) Adviser use only. Payment Method Investment Advice*Your chosen payment method for this advice Superannuation Direct Debit Credit Card Cashflow and Budgeting Advice This service covers: • Analysis of your cashflow and budget Cashflow and Budgeting Fee Cashflow & Budgeting Advice Fee (includes GST) Adviser use only. Payment Method Cashflow and Budgeting*Your chosen payment method for this advice Superannuation Direct Debit Credit Card Insurance Claims Management This service covers: • Full management of your lump sum insurance policy claim Insurance Claims FeeInsurance Commission - As set out in our Financial Services Guide Payment Method Insurance Claims*Your chosen payment method for this advice From insurer Direct Debit Credit Card Estate and Succession Planning This service covers: • Provision of financial documents to your accountant or lawyer for tax/estate planning purposes • Other as required • Refer to website for more info Estate and Succession Planning FeeEstate and Succession Planning Fee (per hour of part thereof)Includes GST. Adviser use only. Payment Method Estate and Succession Fee*Your chosen payment method for this advice Superannuation Direct Debit Credit Card Ongoing Service This service covers: • Ongoing Maintenance & Support • Annual Review Ongoing Service FeeOngoing Service Fee (per annum per household) Includes GST. Adviser use only. Payment Method Ongoing Service*Your chosen payment method for this advice Superannuation Direct Debit Credit Card Administrative Functions This service covers: • Provision of financial documents to your accountant or lawyer for tax/estate planning purposes • Other as required Administrative Functions FeeAdministrative Functions Fee (per request includes GST) Payment Method Administrative functions*Your chosen payment method for this advice Direct Debit Credit Card New Company This service covers: • Cost to establish a corporate trustee New Company FeeNew Company Fee (includes GST) Adviser use only. Payment Method New Company*Your chosen payment method for this advice Direct Debit Credit Card New SMSF This service covers: • Cost to establish an SMSF New SMSF FeeNew Company Fee (includes GST) Adviser use only. Payment Method New SMSF*Your chosen payment method for this advice Superannuation Direct Debit Credit Card New Trust This service covers: • Cost to establish a unit or discretionary trust New Trust FeeNew Company Fee (includes GST) Adviser use only. Payment Method New Trust*Your chosen payment method for this advice Direct Debit Credit Card TotalTotal of agreed services Payment Options Via Superannuation or Outside Super. Please note your credit card details will be obtained directly by your adviser.Total Fee*I/We will would like to pay the following amount (incl GST) to Ariston Group Pty Ltd via the Dealer Group, Cobalt Pty Ltd, (AFSL: 512550) Client 1 NameClient 1 Full Name First Last Client 2 NameClient 2 Full Name First Last Adviser NameYour Advisers Name First Last Scope of Advice Further to today’s meeting, you confirm and acknowledge that we offered a specific advice service which considers your financial circumstances.SOA - Superannuation AdviceConfirm that your advice has covered the following: Superannuation Advice SOA - Insurance AdviceConfirm that your advice has covered the following: Insurance Advice SOA - Investment AdviceConfirm that your advice has covered the following: Investment Advice SOA - Cashflow and BudgetingConfirm that your advice has covered the following: Cashflow and Budgeting Advice SOA - Insurance Claims managementConfirm that your advice has covered the following: Insurance Claims Management Scope of Advice areasConfirm that your advice has covered the following: Estate and Succession Planning SOA - Ongoing ServiceConfirm that your advice has covered the following: Ongoing Service SOA - Administrative FunctionsConfirm that your advice has covered the following: Administrative Functions SOA - New CompanyConfirm that your advice has covered the following: New Company SOA - New SMSFConfirm that your advice has covered the following: New SMSF SOA - New TrustConfirm that your advice has covered the following: New Trust CommentsThis field is for validation purposes and should be left unchanged.
